From: Greg Fisher [mailto:greg@pagea2.com]
Sent: Friday, August 31, 2012 2:11 PM
To: Kenny Long, owner, El Dorado Springs Sun
Cc: Nellie Lamers, specialist, Family Financial Education, Taney County, Southwest Region, University of Missouri; Timothy M. Wolfe, president, Univeristy of Missouri; David R. Bradley, chairman, Board of Curators, University of Missouri System
Subject: El Dorado Springs Sun, credit score, employers, corrections location
See this message and your response at https://www.pagea2.com/?p=411.
You published, “’Creditors, employers, landlords and others use your credit report and score to determine the interest rate you pay and whether or not you are offered a job, lease or credit,’ said [University of Missouri Extension family financial education specialist Nellie] Lamers.”
Employers do not use credit scores because they cannot even get them.
Where do you publish corrections?
—
Greg Fisher
Page A2
pagea2.com
PO Box 342
Dayton, Ohio 45409-0342
Hi Greg~
In general, nobody can get a copy of your report or score without your written consent, from: http://www.freescore.com/who-can-check-my-score.aspx:
“Any people or organizations who have a “legitimate business need” can check your credit score. The phrase “legitimate business need” casts a broad net over who can access your credit score, and people and entities that fall under the category include:
• Current and prospective employers (with your consent)”
For more information about your credit report: http://missourifamilies.org/features/consumerarticles/consumerpdfs/creditreportbasics05.pdf.
Thanks for your message~